Welcome to PaydayFacts.org!

Thank you for visiting PaydayFacts.org.

Our mission is to empower consumers by giving them the facts about the Payday Loan industry, an industry which has come under attack in many states across the nation by legislators and lobbyists who want to limit consumer choice by effectively outlawing Payday Loan practices.

This site's existence is based upon the philosophy that the free market derives its power from the freedoms that Americans have to choose with whom they do business. We believe that without these freedoms, consumers are slaves to a "nanny-state," which restricts certain organizations from operating and effectively deprives consumers of the opportunities inherent in a thriving capitalist economy.

We believe that YOU as a consumer have the right to choose the businesses which can operate within the marketplace, not some overpaid legislator who is ultimately concerned with special interest groups such as banks and credit unions which lobby against certain business entities so that their interests can have a monopoly on their corner of the market.

On this website, you'll find facts which will enlighten you regarding the Payday Loan industry so that you can become empowered to speak out against legislation and propaganda that limit your options as a consumer.

Thank you for visiting and we hope that you will return often and become involved in this community!